Features
- Reduces the cost of borrower acquisition and provides borrower deal flow
- Reduces the cost and time to deployment of technology with turn-key SaaS solution
- Reduces the risk of borrower “stacking”
- Reduces the risk of regulatory compliance issues
- Provides loan level data to investors for asset pools
Acquire
Connect
- Links borrowers to a network of online lenders who want to increase loan transaction volumes.
- Links borrowers to a network of online lenders who want to increase loan transaction volumes.
Decrease Costs
- Allows banks to reduce acquisition costs and initiate online lending programs without costly investment in lead gen marketing programs.
- Allows banks to reduce acquisition costs and initiate online lending programs without costly investment in lead gen marketing programs.
Referral
Find Borrowers
- Filters borrowers to match lending criteria.
- Filters borrowers to match lending criteria.
Partner Matching
- Connects a broad range of third-party loan products and supports the monetization of turn-downs.
- Connects a broad range of third-party loan products and supports the monetization of turn-downs.
Origination & Underwriting
Loan Applications
- Automates credit evaluation, scoring and pricing.
- Automates credit evaluation, scoring and pricing.
Manage Complex Loans
- Manages departmental workflows and tasks.
- Automates document generation, approval workflows and signatures. Eliminate paper and improve efficiencies.
- Eliminates paper and improves efficiencies.
- Manages departmental workflows and tasks.
- Automates document generation, approval workflows and signatures. Eliminate paper and improve efficiencies.
- Eliminates paper and improves efficiencies.
Collaborate
- Collaborates among all stakeholders to collect, view, review and approve lending documents.
- Collaborates among all stakeholders to collect, view, review and approve lending documents.
Loan Servicing
Automate
- Manages complex loan servicing.
- Automates billing, ACH, payments, and fees.
- Provides sub-ledger transactions.
- Manages complex loan servicing.
- Automates billing, ACH, payments, and fees.
- Provides sub-ledger transactions.
Complete Servicing
- Restructures or refinances loans.
- Manages investors, loan fractualization and loan buybacks.
- Restructures or refinances loans.
- Manages investors, loan fractualization and loan buybacks.
Complete Management
- Manages assets, returns or resell.
- Manages payoffs, write-offs, refinances and payment plans.
- Manages assets, returns or resell.
- Manages payoffs, write-offs, refinances and payment plans.
Transact
eVaulting
- Provides all of the necessary security controls to ensure the authenticity and non-repudiation demanded for critical asset-backed documents.
- Provides all of the necessary security controls to ensure the authenticity and non-repudiation demanded for critical asset-backed documents.
eSignatures
- Supports leading electronic document signing solutions for all types of documents, meeting ESIGN and UETA legal requirements.
- Supports leading electronic document signing solutions for all types of documents, meeting ESIGN and UETA legal requirements.
Securitize
Transaction Services
- Ensures the integrity of the Authoritative Copy to mitigate legal and regulatory risk.
- Ensures the integrity of the Authoritative Copy to mitigate legal and regulatory risk.
Transferable Records & Digital Securitization
- Manages electronic documents to the highest legal standard to facilitate highest ratings with full market valuation.
- Expedites the transfer of control for securitization or collateralization.
- Manages electronic documents to the highest legal standard to facilitate highest ratings with full market valuation.
- Expedites the transfer of control for securitization or collateralization.
Collections
Automate Collections
- Automates key collection activates and communications with borrowers.
- Automates key collection activates and communications with borrowers.
Prioritize
- Manages collection queues and organizes by priority.
- Manages collection queues and organizes by priority.
Efficiency
- Builds and manages efficient workflows to maximize collection staff efforts.
- Manages promise to pay.
- Builds and manages efficient workflows to maximize collection staff efforts.
- Manages promise to pay.